Why Motorcyclists are More Vulnerable than You Think

By on 9-28-2014 in Injury

When you think about road accidents, the first victims that come into your mind are car drivers and their passengers. That is totally fine, considering that they do make a big portion of all road accidents, but this should not mean that you can disregard the other victims, particularly the motorcyclists.

It can even be argued that motorcyclists are more vulnerable than those from passenger vehicles. According to the website of McCutchen & Sexton – The Law Firm, those who have been hurt in motorcycle accidents that are not their fault may take legal action. This is a good way to make motorcycles feel more protected. But is it enough?

Smaller and Thinner Wheels

Motorcycles, when compared to full-time vehicles, have smaller and thinner wheels. This is a bigger issue than you realize. These relatively inferior wheels make motorcycles more prone to tripping on objects that full-time vehicles will have no problem rolling over, such as debris and rocks left on the road.

Also, the fact that motorcycles only have two wheels make this danger a little more complicated. The required balancing technique on motorcycles also makes it more vulnerable to tripping, not to mention sliding because of traction issues.

Harder to See on the Road

Again, when compared to cars, motorcycles are much smaller. The issue with smaller objects, not just in terms of traffic, is that they are harder to see. This can be more problematic in traffic, because visibility is an important aspect of safety.

Since motorcycles are harder to see, they may be more vulnerable to getting hit by other motorists. It also doesn’t help that motorcycles weave through traffic, so there may be instances where their maneuvering motions create confusion or put them on blind spots of drivers who can potentially hit them.

Fewer Protections Against Accidents

But when everything is said and done, you will never know when you will be involved in a motorcycle accident. Maybe it is because of the issues stated above, or maybe it is because of other issues, such as your own recklessness.

Whatever the reason may be, you are still going to get hurt. Motorcyclists only have helmets, pads, jackets, pants, and boots as their protections against accidents. When compared to car drivers, they are inferior, because car drivers are enclosed in vehicle frameworks that may absorb impact, and airbags and seatbelts that may prevent further damage.

Benefits of Paying the Right Taxes

By on 9-28-2014 in Injury

Everybody seems to like a reduced amount of tax because of selfish reasons. If you have less taxes to pay, you have more money for paying the bills, buying what you need, and spending for luxuries. Often, the time to pay for taxes is a time of heartbreak, as you think about the possibilities of where you could have put that money instead. But paying the right amount of taxes is beneficial to both you and the government.

Less worries

If you are diligently paying the right amount of taxes, you have no worries of the IRS and the possible actions they may take against you. Charges of tax fraud and tax evasion can have severe consequences, such as fines and jail times. However, it is important to note that these charges are not absolute. According to the website www.cazayouxewinglaw.com, these charges can be defended.

Better services

The government uses tax money to pay its employees and cover its other expenses, such as services to the public. These employees may also include policemen and firefighters. These services may include the building and maintenance of infrastructure, like roads and highways.

Better programs

Even though you have less money because you pay the right amount of taxes, you at least experience better services and better programs from the government. These programs will help drag the poor above the poverty line, give educational opportunities to those who are unfortunate, and help those who are physically and mentally limited, such as the elderly and the disabled.

Paying Taxes as a Civic Duty

Helping the government give better services and programs for the people does not just help you, as it helps the entire population. Having better services ensures the sustainability and productivity of government, while having better programs improves the quality of life.

As a person who is benefitting from the safety of police enforcement, smooth roads, and quality programs from the government, it is just necessary for you to contribute.

Advantages of Divorce Arbitration

By on 9-28-2014 in Injury

Divorce arbitration, is one of three primary types of dispute resolution in a divorce; the other two are mediation and litigation. In settling divorce issues, such as child custody, visitation rights, child support, spousal support or alimony, and division of property, assets and debts, arbitration offers the following advantages:

  • It expedites dispute resolution. As soon as the spouses and the hired arbitrator agree on the date, the place, the issues to be settled and all other conditions surrounding the arbitration, then everything can be expected to proceed much faster – faster than a court litigation would take.
  • It is convenient. Unlike in court litigation where spouses can only follow the schedule of hearing set by the court, in arbitration the schedule can be set by the spouses themselves.
  • It finalizes disputes. All decisions made by an arbitrator on all divorce-related issues are binding, even if both spouses find these disagreeable. These decisions cannot be appealed to a higher court too, making both spouses stuck with all decisions made.
  • It is private. Unlike court litigation, which is public, allowing anybody to witness how spouses discredit one another, arbitration is private, allowing people, who need to keep their past activities hidden, keep these activities from getting known publicly.
  • It is flexible and informal. Aside from being able to choose the arbitrator they want, both spouses can also set the rules of the proceeding, as well as the issues the arbitrator will decide on. This particular advantage also allows the spouses to present their arguments whenever they want.

Decisions, however may not be what the spouses expect as these are to be handed down on them by the arbitrator. This is why some couples do not appreciate this type of divorce resolution dispute. Though not appreciated at the beginning, an arbitrator’s decisions may just prove effective and the most logical eventually.

Get Auto Insurance, Regardless of which State You Reside

By on 9-28-2014 in Injury

Fatal car accidents in the U.S., from 2008 to 2015, averaged to 33,000 per year. Non-fatal accidents, on the other hand, numbered to more than two million annually. Under the law, innocent victims in motor vehicle accidents have the right to claim compensation from the driver who are at fault in accidents. To make sure that drivers have the capability to compensate those who they injure and whose property they damage, carrying auto liability insurance has been made compulsory in the whole of the United States (except in the state of New Hampshire where purchasing an auto insurance policy may not be required, but not proving financial capability or the capability to compensate accident victims).

Carrying auto liability insurance is one way Untitled 1 to comply with the Financial Responsibility law. The type of insurance coverage a driver needs to purchase depends on the liability system recognized in the state where he or she resides. Currently, there are 38 states which recognize the “tort” or “fault” liability system, while 12 others recognize the “no-fault” liability system (though car insurance is not required in New Hampshire, the state recommends the tort system for drivers who opt to purchase a policy).

Under the tort or fault system, compensation is paid to the victim by the at-fault driver’s insurance provider. The victim may also decide to file a civil lawsuit against the at-fault driver for further claims. This is the case if the compensation paid by the at-fault driver’s insurance provider does not fully cover all the losses and damages suffered by the victim. Under the “no-fault” system, drivers involved in an accident are compensated by their respective insurance providers regardless of who was at fault in the accident. The 12 states where the “no-fault” liability system is recognized are Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania and Utah.

Despite the mandate to carry car liability insurance, the Insurance Research Council (IRC), says that more than 29 million drivers in the U.S. continue to drive without insurance due to the high cost of insurance premiums.

To find a policy that includes all the types of coverage a driver needs, but at a rate that will fit his or her budget, the only way is with help from an independent car insurance firm. According to the website of Second Gear Magazine, some independent car insurance firms provide customers with many different free online insurance quotes to help them obtain the coverage they need. Besides helping customers get insured, they also provide customers 24/7 roadside assistance and multiple payment options; some even have bilingual customer service representatives to help customers in all their needs.

Tips Parents May Do To Protect Children From Playground Injuries

By on 9-28-2014 in Injury

It is a natural instinct for parents to protect their children from any harm. Parents should learn how to think ahead or anticipate any circumstances that can cause physical harm to their children. One of the many places children may sustain injuries is in playgrounds.

It is important for parents to become acquainted to the place where their children spend time in playing with other children. Injuries like fall, broken bones, concussions, and lacerations are common in playgrounds. In fact, according to the National Center for Biotechnology Information (NCBI) many of the childhood injuries take place in playgrounds and in the U.S., it is estimated that there are over 200,000 children every year are getting hurt in such premises. Since there are different kinds of playgrounds, parents should know if their child is suited to play in a particular playground. Some playgrounds are designed to be used by toddlers while others are designed to be used by adolescents and pre-teens. Parents who have preschool children should consider bringing them to a playground with smaller and safer equipment. On the other hand, older children should play in playgrounds that are suited for their age.

Check if the playground equipment are properly maintained and the area has sufficient cushion to protect children from fall injuries. Children are at risk of suffering head injuries from fall. A serious blow to the head after a fall may result to a brain injury. Brain injuries are devastating and it may lead to concussions, brain damage, seizures, hematomas, or even memory loss, the lawyers of Cazayoux Ewing Law Firm said. Before going to the playground, parents should check their children’s clothing. Clothes with strings or perforations can lead to accidents if it gets contact to some playground equipment. Children under 5 years of age should be supervised by their parents in playing playgrounds. Younger children are much prone to accidents as they have not developed enough fear to do things and their body movements are not yet properly coordinated.

Lastly, it is also important that parents should discuss with their children on how to stay safe during play. Advise children to always be alert and to strictly follow playground rules.